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The State of New Jersey has more people per square mile than any other state. Along with the number of people, New Jersey also has more automobiles per square mile than any other state. New Jersey’s unique location in relation to the rest of the United States makes it a perfect transportation route for the numerous trucks we see using our roads and highways on a daily basis. Our state has the New Jersey Turnpike, the Garden State Parkway, the Atlantic City Expressway as well as numerous interstate highways crisscrossing our beautiful state. Because of our vast and excellent highway system, the trucking industry considers New Jersey an excellent avenue to transport products into other states. Whenever we drive on these roadways, we are certainly aware of the trucks that we share these roads with and their vast size. The likelihood of getting seriously injured if you have an accident with a truck is much greater that if you are involved in a collision with another automobile. NJ Personal Injury attorneys want you to be aware that you legal remedies are different if you are involved in an accident with a commercial truck rather than a personal automobile
If you are injured as a result of a collision with a commercial truck, certain rules apply for your protection. The most important distinction is that unlike injuries sustained in an accident with another private automobile, you are not bound by your tort election on your insurance policy. Most drivers in New Jersey have selected a “Verbal Tort Threshold” election on their automobile insurance policies. By selecting a verbal tort coverage option on your auto policy, you basically give up your right to sue another driver for personal injury unless you sustain a serious and permanent type of injury. If you are involved in an accident with a commercial truck, you are not bound by your tort election. You only have to prove that you were injured in the accident and that it was not your fault. Simply stated, you automatically get a zero (or no) tort threshold and you are afforded the right to sue for personal injury regardless of the severity. In any type of auto accident you should consult with a New Jersey personal Injury attorney who can help you navigate through the maze of insurance coverage, policies, adjusters, etc. The sooner you consult with a NJ Personal injury attorney, the better you will be prepared to get maximum compensation for your injuries.
If you or someone you love has been injured in a commercial truck accident, contact Helmer Conley & Kasselman to speak with an experienced personal injury attorney.
Don’t let your rights be jeopardized.