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In the state of New Jersey, the Division of Workers’ Compensation administers the New Jersey Workers’ Compensation Act by:
All New Jersey employers are required to have workers’ compensation insurance including:
In most cases, workers’ compensation is the only remedy available to an injured employee or the members of their family. An experienced New Jersey workers compensation attorney can review your situation and determine what legal remedies are available.
A workers’ compensation policy provides coverage for the following as long as the injury or occupational illness occurred in the course of employment:
Employees are protected by workers’ compensation as long as the injury or illness happened “in the course of employment.” N.J.S.A. 34:15-7 provides in part:
“When employer and employee shall by agreement, either express or implied, as hereinafter provided, accept the provisions of this article, compensation for personal injuries to, or for the death of, such employee by accident arising out of and in the course of employment shall be made by the employer without regard to the negligence of the employer, according to the schedule contained in sections 34:15-12 and 34:15-13.”
The term “arising out of and in the course of employment” refers to the origin of the accident in connection with the employment. Because the analysis is complex, involving a review of the risk that gave rise to the injury and whether or not the risk was contemplated as an incident of the employment, it is important to have a New Jersey workers’ comp lawyer review the specifics of your potential claim.
The role of New Jersey disability benefits is to compensate an individual for wages lost when a work related injury or illness makes it impossible to continue working. New Jersey law requires that all employers, who are not otherwise covered by federal programs, maintain workers’ compensation coverage or be approved for self-insurance. If an employment contract is executed in New Jersey or work is complete in New Jersey, workers’ compensation coverage is required even for out of state companies.
According to the State of New Jersey Department of Labor and Workforce Development, disability benefits fall into categories:
All employees who become injured at work should follow these steps:
The legal team at Helmer, Conley & Kasselman, P.A. understands how stressful it is to be injured on the job or to sustain a life altering illness as a result of your employment. Our team of New Jersey workers compensation lawyers is ready to file all of the appropriate claims on your behalf. Contact our office today.
Don’t let your rights be jeopardized.