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What NOT to Say to Your Insurance Adjuster After a Car Accident in New Jersey

April 16, 2021 | Posted In Personal Injury/Negligence |

After a car accident, one of the first steps you need to take is to report the accident to your insurance company. But, when you are on the phone with your adjuster, you need to be careful to avoid saying anything that could make it more challenging to pursue a successful claim.

5 Things Not to Say to Your Insurance Adjuster

To protect yourself, here are five things NOT to say to your insurance adjuster after a car accident in New Jersey:

1. Do Not Say You Feel Fine

Under no circumstances should you say that you feel fine or that you did not suffer injuries in the crash. If you do not know for sure that you were injured, then you should simply say “I don’t know” when the adjuster asks about your medical condition. Even if you are not experiencing symptoms now, you could still have injuries that will require treatment, and telling your adjuster that you were not injured could make it more difficult to recover compensation.

2. Do Not Say You May Have Been At Fault

It is also crucial not to say that you may have been at fault. If you were partially at fault, this could limit the amount you can recover, or it could even prevent you from recovering any compensation for your injuries. The truth of the matter is that you will not know who was at fault until you hire a law firm to investigate, but this will not stop your adjuster from using your own words against you.

3. Do Not Say Anything that Might Not Be True

When talking to your insurance adjuster, do not say anything that might not be true. In other words, do not make any assumptions. Stick to the facts, and do not be shy about saying “I don’t know” when your adjuster asks for details you do not have.

4. Do Not Say You Do Not Have a New Jersey Car Accident Lawyer

Your insurance adjuster might ask if you have a New Jersey car accident lawyer. If he or she does, you should not say “No.” You can either say “Yes” if you do have an accident attorney, or you can say that you are going to be seeking legal representation.

5. Do Not Say Anything that Is not Necessary to Start Your Claim

When filing an insurance claim after a car accident in New Jersey, it is best to say only what is absolutely necessary. Typically, this means providing the date, time and location of the accident and providing the other driver’s insurance information if you have it. Anything else is unnecessary at this stage, and your insurance adjuster will only use it if it is detrimental to your claim.

Get Help from an Experienced New Jersey Car Accident Lawyer

If you were injured in a car accident in New Jersey, we strongly recommend that you hire a car accident attorney to deal with the insurance companies for you. To learn more in a free, no-obligation consultation, call 877-435-6371 or tell us about your accident online now.

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