Living in New Jersey means dealing with ice and snow each winter. Unfortunately, accidents happen, and even residents who are used to dealing with ice and snow can suffer serious injuries in slip-and-fall accidents. If you slipped and fell on ice or snow in New Jersey, what are your legal rights? Here’s what you need to know:
5 Important Facts About Recovering from Weather-Related Slip-and-Fall Accidents in New Jersey
1. You Have the Right to Health Insurance Coverage
If you have health insurance (or if you are covered under your spouse’s or another family member’s policy), you can use your coverage to seek treatment for your injuries. Your health insurance company cannot deny coverage on the basis that you slipped and fell on ice or snow—and it cannot deny coverage on the basis that the property owner or tenant may be liable for your injuries.
2. You Have the Right to Learn if the Property Owner or Tenant Failed to Take Adequate Steps to Prevent Injuries
While some weather-related accidents just happen, others happen because property owners and tenants fail to take adequate steps to prevent injuries on their premises. When you are injured on someone else’s property (including business premises), you have the right to investigate to determine whether you have a claim for just compensation.
3. You Have the Right to Seek Just Compensation if a Property Owner or Tenant is At Fault for Your Injuries
If the owner or tenant of the property should have done something to prevent your accident (i.e., treating a slippery walking surface or placing warning signs), then you may be able to file a claim to recover your losses. In addition to your medical bills, this includes your loss of income and various forms of non-financial losses as well.
4. You Have the Right to File a Claim with the Property Owner’s or Tenant’s Insurance Company
In most cases, recovering your losses after a slip-and-fall accident involves filing a claim with the property owner’s or tenant’s insurance company. Homeowners’ insurance, renter’s insurance, and business insurance policies all provide coverage for slip-and-fall accidents—including those occurring on ice or snow.
5. You Have the Right to Hire a New Jersey Slip-and-Fall Lawyer At No Out-of-Pocket Cost
To ensure that you receive just compensation for your injuries, you have the right to hire a lawyer at no out-of-pocket cost. At Helmer, Conley & Kasselman, P.A., we handle all slip-and-fall accident cases on a contingency-fee basis, which means we only get paid if we win.
Do You Have a Claim? Schedule a Free Consultation With a New Jersey Slip-and-Fall Lawyer Today
Were you injured in a weather-related accident on someone else’s property in New Jersey? If so, we strongly encourage you to speak with a New Jersey slip-and-fall lawyer about your legal rights. To schedule a free, no-obligation consultation as soon as possible, call 877-435-6371 or tell us how we can reach you online now.