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Charged with Fraud in New Jersey? Here’s What You Need to Know

August 19, 2021 | Posted In Criminal Law |

Being charged with fraud can mean different things under different circumstances. There are many different forms of fraud, and, in New Jersey, fraud crimes can range from disorderly persons offenses to third-degree indictable crimes. However, regardless of the circumstances of your case, you need an experienced New Jersey fraud lawyer, and there is a lot you need to know.

Here are five important facts about facing fraud charges in New Jersey:

1. The Penalties for Fraud Can Be Substantial

If you have been charged with a fraud crime under New Jersey law, the penalties you face depend on the specific type of fraud you have been charged with. As noted above, some fraud crimes are disorderly persons offenses. These carry a maximum sentence of a $1,000 fine and six months in jail. However, other fraud crimes can be prosecuted as indictable offenses, and these crimes can carry up to a $15,000 fine and five years behind bars.

2. There are Several Possible Defenses to Fraud Charges

From insufficient evidence to violations of your constitutional rights, there are several possible defenses to fraud charges in New Jersey criminal court. As a result, while you should never assume that you are innocent (and thus fail to take your case seriously), you also should not assume that you will be found guilty. A New Jersey fraud lawyer will be able to evaluate a variety of potential defense strategies and pursue the strategy (or strategies) that make the most sense, given the circumstances of your case.

3. Many Fraud Defenses are Charge-Specific

While some defenses (such as asserting a violation of your Fourth Amendment rights) apply to all types of fraud charges, other defenses are charge-specific. For example, if you have been charged with bank fraud or credit card fraud, you will be able to assert different defenses than if you were facing charges for insurance fraud or health care fraud. To make sure you fight your fraud charge (or charges) by all means available, you will need to work closely with an experienced New Jersey fraud lawyer who knows how to use the law to your advantage.

4. You Need to Be Careful to Protect Yourself

When facing fraud charges, you need to be very careful to protect yourself. Among other things, this means asserting your right to remain silent, not posting anything about your case on social media, and making sure you appear in court on time.

5. Avoiding a Conviction Won’t Be Easy

Finally, even if you have strong defenses available, avoiding a conviction won’t be easy. The prosecutors assigned to your case will be doing everything they can to convict you, and you will need to avoid costly miscues as you go forward. The best thing you can do is hire an experienced New Jersey fraud lawyer, and it is strongly in your best interests to contact a lawyer as soon as possible.

Schedule a Confidential Consultation with a New Jersey Fraud Lawyer

Were you arrested for fraud in New Jersey? If so, our New Jersey fraud lawyers can help. To get started with a confidential initial consultation, call 877-435-6371 or tell us how we can reach you online now.


Over 20 attorneys at HCK have extensive experience in defending criminal cases as they were former assistant prosecutors and/or police officers for a combined total of over 600 years of law enforcement experience. You can find out more about them on our site, and you can call Managing Partner Ron Helmer on his cell phone at 609 685-0665.

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